Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. How Income Taxes Work A quick look at how federal income taxes work. How Insurance Deductibles Work Knowing how insurance deductibles work can help you save money.