This blog discusses financial planning and wealth management topics that can help with money management for individuals, families and small businesses, as part of their overall retirement planning.
*Key topics will be: Investment Planning, Insurance Planning, Consumer Credit Management, Retirement Planning, Executive Compensation, Business Succession Planning, College Planning, Charitable Giving Strategies, Estate Planning, Investment Tax Strategies, and Market/Economic Updates.
The Secure Act of 2019 changed many of the rules for retirement accounts, including the age at which Required Minimum Distributions must begin. The most significant changes affect inherited IRA beneficiaries. Here are the latest rules.Read More
The red-hot housing market continues at ridiculously high house prices for now. Can these continue? In this blog post I'll look at the latest trends and some historical data to provide some perspective on where we are at and where we...Read More
We all assume that when we deposit our money with a financial institution, whether that be a bank or a investment custodian, that our money is "safe". Generally, that assumption will hold true and you'll be able to sleep soundly at...Read More
It seems like an unquestioned maxim of investing: "keep a close eye on your investments". The question is, how close is enough, and is it possible to be too focused on the daily vicissitudes of the stock market and fall prey to a...Read More
Saving, Investing and the Power of Compounding Interest “Two Roads Diverged in a Yellow Wood…” Robert Frost As we move on in years, many of us often reminisce about a particular decision that led us to pursue a...Read More
When you receive an inheritance from the passing of a loved one, it can be overwhelming, intimidating, and stressful. Dealing with attorneys and CPAs may often leave you with more questions than when you walked into their office....Read More
One of the most frequent questions from clients and friends, alike, is whether it makes sense to pay off a mortgage early, prior to retirement. As desirable as this might sound, it is worth considering carefully, especially here in...Read More
December 2018 represented the worst December in the stock market since 1931. This was certainly an unwelcome surprise for investors. This development may seem especially extreme after the unusual calm we’ve had in the markets...Read More
Vern and Shelley Green finally reached the point in life they had long waited for- retirement. Vern had been an employee and an independent contractor all his life and between his 401K and IRAs he had managed to save $600,000. Shelley...Read More
This is the time of year that many Napkins puzzle over tax strategy. This year will probably find vastly more taxpayers, along with a good share of the accounting community, perplexed by the many changes that went into effect as a...Read More
Pardon me for this brief interruption in our idyllic Napa Valley summer. I must admit it gets harder to reflect on investments when the only reflection I really care to see is that of my nose in a glass of chilled chardonnay as the sun...Read More